The new site 404 Media has a good article on how hackers are cheaply getting personal information from credit bureaus:

This is the result of a secret weapon criminals are selling access to online that appears to tap into an especially powerful set of data: the target’s credit header. This is personal information that the credit bureaus Experian, Equifax, and TransUnion have on most adults in America via their credit cards. Through a complex web of agreements and purchases, that data trickles down from the credit bureaus to other companies who offer it to debt collectors, insurance companies, and law enforcement.

A 404 Media investigation has found that criminals have managed to tap into that data supply chain, in some cases by stealing former law enforcement officer’s identities, and are selling unfettered access to their criminal cohorts online. The tool 404 Media tested has also been used to gather information on high profile targets such as Elon Musk, Joe Rogan, and even President Joe Biden, seemingly without restriction. 404 Media verified that although not always sensitive, at least some of that data is accurate.